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Stock-tip videos and trading apps have brought millions of new investors into the market. Many argue ordinary investors should simply buy the whole market instead. (This is a debate, not investment advice.) The case for Low costs and broad diversification, with no need to research companies or time the market. Many people who pick their own stocks end up doing worse than the market as a whole. The case against Investors who research carefully may find opportunities an index cannot. Index funds still fall with the market, so they are not a shortcut around risk. Where do you stand? Vote, then share your opinion - and say what would change your mind.